Dr. Deepika Kaur, isPh.D. in the area of Finance from Institute of Management Studies, Banaras Hindu University. She has her MBA Degreewith specialization in International Businessfrom Faculty of Management Studies, Banaras Hindu University and graduation in Commerce from Faculty of Commerce, Banaras Hindu University. She was awarded with gold medal for standing first in B.Com by Banaras Hindu University &has qualified UGC-NET-JRFin Management& Commerce. Prior to joining BHU, she was associated with TAPMI School of Business, Manipal University Jaipur. Her area of interest includes financial management, accounting, banking, agricultural finance, insurance & risk management. She has published research papers in reputed referred journals and has presented research papers at various international and national conference.